Clarifolio

Privacy Policy

Effective 20 October 2026

1. Introduction

Clarifolio ("we", "us", or "our") operates the Clarifolio personal finance ledger. This Privacy Policy informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.

We are committed to protecting your privacy. This policy is designed to be compliant with standard data protection regulations (such as GDPR) to ensure your data is safe with us.

2. Data Collection and Use

We collect several different types of information for various purposes to provide and improve our Service to you.

Types of Data Collected

  • Personal Data: Email address, First name and Last name (optional).
  • Financial Data: Transaction history, portfolio holdings, dividend records.
  • Usage Data: Information on how the Service is accessed and used.
  • How you found us: The kind of place you first came from (for example a search engine, a LinkedIn post or another website), the campaign name in the link if it had one, and the first page you saw. We keep this in a small first-party cookie for 30 days and, if you sign up, save it with your account so we know which channels work. It is never shared or used for advertising, and it is included in your data export.
  • Your time zone: When you open the sign-up or log-in page, your browser's time zone (for example "Africa/Nairobi") is kept in a small cookie for 30 days, only to suggest your country and currency when you create an account. We don't look up your location from your IP address.

3. How We Use Your Data

Clarifolio uses the collected data for various purposes:

  • To provide and maintain the Service
  • To notify you about changes to our Service
  • To allow you to participate in interactive features of our Service when you choose to do so
  • To provide customer care and support
  • To monitor the usage of the Service

4. Data Retention and Security

We will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our legal agreements and policies.

The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

5. Your Data Protection Rights

We aim to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data.

  • The right to access, update or to delete the information we have on you. Whenever made possible, you can access, update or request deletion of your Personal Data directly within your account settings section. If you are unable to perform these actions yourself, please contact us to assist you.
  • The right of rectification. You have the right to have your information rectified if that information is inaccurate or incomplete.
  • The right to object. You have the right to object to our processing of your Personal Data.
  • The right of restriction. You have the right to request that we restrict the processing of your personal information.
  • The right to data portability. You have the right to be provided with a copy of the information we have on you in a structured, machine-readable and commonly used format.
  • The right to withdraw consent. You also have the right to withdraw your consent at any time where Clarifolio relied on your consent to process your personal information.

6. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "effective date" at the top of this Privacy Policy.

7. Contact Us

If you have any questions about this Privacy Policy, please contact us:

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