Review, don't refresh.
Clarifolio is a quiet ledger for your stock holdings across issuers and the dividends they pay — reinvested or not. Log what happened. Review it on your own schedule.
- SCOM 1,200 shares KES 34,800
- EQTY 400 shares KES 18,200
- KCB 250 shares KES 9,650
Most finance apps want you back tomorrow.
Most personal finance apps are built to be checked constantly — streaks, push notifications, real-time price alerts. That's a fine model for engagement, a poor one for building wealth, and a reliable way to turn a long-term decision into a daily source of anxiety. Clarifolio drops the daily nudge. Log a holding when you buy it. Log a dividend when it lands. Then close the tab until there's something worth reviewing.
How it works
Three deliberate steps. No daily ritual required.
Log a holding
Issuer, holding type, amount bought — nothing more than what actually happened.
Log a dividend
Mark it reinvested or withdrawn as it lands, so the record stays honest.
Review annually
See the year, not the noise — on a schedule you choose.
Everything the ledger tracks
Built around what actually compounds.
Holdings across issuers
Track shares across as many issuers as you hold on the NSE — no arbitrary limits, no fragmented spreadsheets.
Dividends & reinvestment
Log each dividend as it lands, and mark it reinvested or withdrawn — the choice that actually drives compounding.
Trade journal
A filterable record of every buy and sell you've made, by date, issuer, or type.
Basic P/L
Gains and losses on your holdings, derived from the ledger — no spreadsheet required.
Savings goals Coming
Set a target, track progress toward it, and see it in your annual review. Part of the V2 roadmap.